Fund the fight to ban credit score penalties in property insurance nationwide >>
Insurance companies are charging families more for home coverage based on their credit score, not the actual risk of their home. That means two households with the right next to each other can pay dramatically different premiums simply because of their financial history.
This practice is widespread across the country. Only three states have banned it. Everywhere else, insurers continue to use credit scores as an excuse to charge policyholders more, especially for lower-income households and communities of color.
In Pennsylvania, there is currently a bill that would ban the use of credit scores in determining insurance premiums. It is one of the only active efforts in the country to directly stop this practice, and it represents a real opportunity to create change.
Americans for Financial Reform is working alongside our coalition partners to push this bill forward while building the strategy, research, and pressure needed to bring similar legislation to other states. This work requires sustained advocacy, coalition building, and direct engagement with lawmakers.
The insurance industry is already pushing back. Overcoming that influence takes resources and organizing power.
Your support helps expand this fight and build a nationwide effort to ban insurers from using credit scores to charge people more for their home insurance.
Contribute to Americans for Financial Reform and fund the fight to ban credit score pricing in property insurance nationwide.
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