
The CFPB’s final rule kept most medical bills off credit reports and stopped lenders from using them to decide who gets credit. That change would have given millions of people a fair shot at housing, jobs, and affordable loans after a health crisis.
AFR has long worked to strengthen the CFPB’s hand against abusive practices in credit reporting and lending and supported these efforts on medical debt. This work builds on years of advocacy that delivered more than $21 billion in relief to over 200 million people.
Now, Trump-appointed officials and industry lobbyists are pushing a rollback that would let Equifax, TransUnion, and Experian bring medical debt back into people’s files. That would hit communities already targeted by unfair practices and revive pressure to pay disputed or wrongful bills just to protect a credit score.
AFR is leading the fight to stop Trump’s CFPB from eliminating protections at the federal and state level. We’re mobilizing g national and state partners, mobilizing public pressure on Congress, and shining a spotlight on the corporate lobbying campaign behind this rollback. Every dollar helps us hold the line and keep medical debt off credit reports for good.
Contribute to Americans for Financial Reform and fund the fight to defend the CFPB and help keep medical debt off credit reports now.